SolutionsBD

ROCHESTER, N.Y. — Canadian drugmaker Valeant Pharmaceuticals says it will buy eye-health company Bausch + Lomb for $8.7 billion in cash in a massive expansion of its ophthalmology business.
Valeant says the deal will help it capitalize on increasing demand for contact lenses and other products because of aging populations, growing demand in emerging markets and increasing rates of diabetes.
Investment firm Warburg Pincus, which leads an investment group that owns Bausch + Lomb, will receive $4.5 billion in cash. The remaining $4.2 billion will be used to repay Bausch + Lomb's debt.
Rochester, N.Y.-based Bausch + Lomb Holdings Inc. makes contact lenses, eye drugs and ophthalmic surgical devices.
Bausch + Lomb will keep its name and become a division of Valeant Pharmaceuticals International Inc., based in Laval, Quebec.

Prominent hotel developer and Missouri philanthropist John Q. Hammons has died. He was 94. His company says Hammons passed away Sunday at the Springfield nursing home where he'd lived after stepping away from the company he led well into.

No. of Vacancies : 01

Job Description / Responsibility

Rupali Bank Limited (RBL), a leading State-owned Commercial Bank (SCB) in Bangladesh is looking for a dynamic, competent and experienced individual for appointment as Chief Executive Officer (CEO) of
Job Nature

Full-time

Educational Requirements

MBA/Masters in any discipline from a recognized university having good academic records.
Experience Requirements

Minimum 10 year(s)

Additional Job Requirements

Age below or equal to 50 year(s)
At least 10 years of experience in Large Commercial Banking or renowned Financial lnstitution with at least five years' experience in Senior Management Position.
At least 5 years' experience in Senior Management position of a merchant bank or a brokerage house.
Nationality: Bangladeshi
Salary is negotiable depending on experience in related field and background of the selected candidate.
The candidate should have strong leadership quality, be self-organized and result oriented and capable in managing sizeable business with multidimensional financial and advisory services having knowledge of fundamental and technical analysis of challenging and competitive capital market environment.
The candidate should be capable of market trend analysis and Market forecasting mechanism.
Training's on capital market and/or stock brokerage will be an added qualification.
Candidate having sound knowledge in Computer Literacy & Securities Trading System, Proven track record for achieving results, growing business and excellent network and contacts will be preferred.

Job Location

Anywhere in Bangladesh

Job Source

Bdjobs.com Online job posting

Apply Instruction

Interested and qualified candidates are requested to mail their application along with an updated CV mentioning (i) Name (ii) Father's Name (iii) Mother's Name (iv) Present address (v) Permanent address (vi) Nationality (vii) Date of birth (viii) age as on 30-04-2013 (ix) academic and professional qualifications (x) . Experience (xi) Commendable performance (if any) (xii) Present/Last position with basic and gross pay (xiii) Salary expectations and Attested photocopies of all academic certificates, Copy of National lD and three recent passport size photographs to Deputy General Manager, Admin. & HR Division, Rupali Bank Limited, Head Office, 34, Dilkusha C/A, Dhaka - 1000 by 9th June, 2013.
The management reserves the right to reject any application without assigning any reason.
Only short listed candidates will be called for interview. Any persuasion on behalf of
the candidate will result into disqualification.

Application Deadline: June 09, 2013

Company Information
Rupali Bank Limited.
Address : 34, Dilkusha C/A, Dhaka-1000
Web :

No. of Vacancies : N/A

Job Description / Responsibility

.
Job Nature

Full-time

Educational Requirements

Master in any subject/ B.Sc. Engineering/ B.Sc. in Computer Science/ B.Sc. in Agriculture/ 4-year BBA/ 4-year Bachelor degree with minimum 2nd division/ class (or equivalent) in all other examinations.
In case of Masters, the following subjects will be given preference: Finance, Banking, Accounting, Management, Marketing, Economics, English, International Relations, Development Studies, Public Administration, Civil/ Mechanical Engineering, MBA, MBM, and Computer Science.

Additional Job Requirements

Basic computer literacy is a must to apply for any position.
Applicants having experience: two years’ experience as Junior Officer/ Assistant Officer preferably in a Bank or Financial Institution.
Applicants without experience may also apply.
Maximum Age Limit: For applicants with and without banking experience, 35 and 30 years respectively (as on June 20, 2013)

Other Benefits

Compensation Package: Tk.40,000.00 excluding fringe benefits. Job Location

Anywhere in Bangladesh

Job Source

Bdjobs.com Online job posting

Apply Instruction

Interested and qualified Bangladeshi nationals are requested to apply online within June 20, 2013 (6:00 pm) through the Bank’s website, www.basicbanklimited.com. No other means/ modes of application will be accepted.
Only shortlisted candiates will be called for the written test. Regarding shortlisting criteria, the decision of the management will be final. The interested candidates must be ready to work anywhere in Bangladesh.

Application Deadline: June 20, 2013

Company Information
BASIC Bank Limited

No. of Vacancies : N/A

Job Description / Responsibility

Applicants shall have to work in the cash department till they get promoted to the rank of Assistant Manager.
Job Nature

Full-time

Educational Requirements

Master in any subject/ B.Sc. Engineering/ B.Sc. in Computer Science/ B.Sc. in Agriculture/ 4-year BBA/ 4-year Bachelor degree with minimum 2nd division/ class (or equivalent) in all other examinations.
In case of Masters, the following subjects will be given preference: Finance, Banking, Accounting, Management, Marketing, Economics, English, International Relations, Development Studies, Public Administration, Civil/ Mechanical Engineering, MBA, MBM, and Computer Science.

Additional Job Requirements

Maximum Age Limit: 30 years (as on June 20, 2013)
Basic computer literacy is a must to apply for the position.

Other Benefits

Compensation Package: Tk.30,000.00 excluding fringe benefits. Job Location

Anywhere in Bangladesh

Job Source

Bdjobs.com Online job posting

Apply Instruction

Basic computer literacy is a must to apply for any position. Interested and qualified Bangladeshi nationals are requested to apply online within June 20, 2013 (6:00 pm) through the Bank’s website, www.basicbanklimited.com. No other means/ modes of application will be accepted.
Only shortlisted candiates will be called for the written test. Regarding shortlisting criteria, the decision of the management will be final. The interested candidates must be ready to work anywhere in Bangladesh.

Applicant must enclose his/her Photograph with CV.

Application Deadline: June 20, 2013

Company Information
BASIC Bank Limited

No. of Vacancies : N/A

Job Description / Responsibility

Manage appointments for respective people.
Arrange conferences, meetings, and travel related activities.
Maintain liaison with relevant stakeholders
Arrange and maintain documents needed to support the supervisor
Identify decisions taken by AMD & CBO in all correspondences and follow up on the completion of those tasks.
Open, read, route, and distribute incoming mail and other material and follow up to answers to incoming mails.

Job Nature

Full-time

Educational Requirements

Graduate(Four Years) from a reputed university. In case of B.Com and the like the incumbent must have a post graduate degree with minimum 2-3 years of working experience in related arena.
Experience Requirements

Minimum 2 year(s)

Additional Job Requirements

N/A Job Location

Dhaka

Job Source

Bdjobs.com Online job posting

Application Deadline: June 01, 2013

Company Information
The City Bank Limited.
Address : House CEN (C) 11, Avenue 136 (Level 4),Gulshan 2
Web : www.thecitybank.com

No. of Vacancies : 5

Job Description / Responsibility

Successful candidates will perform the following tasks with minimum supervision:
Conceptualise research objectives and define research questions.
Use appropriate and creative methodology to design and conduct research.
Apply statistical techniques to analyze relevant information, including surveys, case studies and interviews.
Test theories using data and interpret findings.
Write report and policy brief.
Disseminate results.
Ensure that research is conducted within time and budget constraints.
Employment type: Contractual. Contract period initially for 2 years.

Job Nature

Contractual

Educational Requirements

MS in Sociology, Economics, Statistics, development studies, anthropology, public health, medicine or related discipline from any reputed university with minimum two first class/ division/ CGPA 3.00 in all academic examination.
No 3rd class/ division/ below CGPA 2.00 is acceptable.

Experience Requirements

Minimum 2 year(s)

Additional Job Requirements

Age below or equal to 45 year(s)
Experience in research will be highly valued, but not essential.
We are looking for highly motivated candidates who have:
An ambition to build career in research.
Enthusiasm to work in challenging conditions.
Excellent analytical and writing skills.
Ability to work with tight deadlines.
Knowledge of statistical (e.g. STATA, SPSS) or ethnographic softwares will be considered as an advantage.
Candidates who do not have the ambition of pursuing a career in research need not apply.

Other Benefits

Salary Range: Negotiable (Please mention your expected salary in CV).
For other benefits please visit http://www.brachrd.org/international_employment.php

Job Location

South Sudan

Job Source

Bdjobs.com Online job posting

Apply Instruction

For more information, please visit careers.brac.net. You can apply online through careers.brac.net or email your detailed CV and a cover letter justifying your qualification & experience for the position at recruitment.bi@brac.net. Please mention the name of the position and AD# BI 09/13 in the subject bar. Only short listed candidates will be contacted.

Applicant must enclose his/her Photograph with CV.

Application Deadline: June 03, 2013

Company Information
BRAC
Business : BRAC is one of the world’s leading development organisation has extensive development programmes globally.

No. of Vacancies : 08

Job Description / Responsibility

Purpose of the required position is to facilitate the groups or people’s organizations to implement their agenda based action plan. Able to develop relationship among the producers and service providers; provide technical support in the implementation of agriculture and livelihood activities; Organize meetings/ workshop, training, dialogue session at field level as well at union level. Participate in different survey study, impact assessment;
Job Nature

Full-time

Educational Requirements

At least graduate (Diploma in Agriculture is an added advantage)
Experience Requirements

2 to 2 year(s)
The applicants should have experience in the following area(s):
Field or Project Organizer
The applicants should have experience in the following business area(s):
NGOs

Additional Job Requirements

Having 2 years working experience in similar field. Salary Range

TK.12000 - 12000

Other Benefits

N/A Job Location

Bagerhat

Job Source

Bdjobs.com Online job posting

Apply Instruction

Community Development Center (CODEC), a non-profit development organization, which has been working in coastal and riverine areas of Bangladesh since 1985.
CODEC is partnered with ACDI/VOCA and Project Concern International on the USAID-funded Program for Strengthening Household Access to Resources (PROSHAR) a five-year project, aimed to empowering communities through an integrated approach to achieve three main objectives to reduce food insecurity: (a) Income and access to food of poor and ultra poor households improved, (b) Health of pregnant and lactating women and children under 5 (with particular attention to children under 2) improved, and (c) Institutions and households prepared to respond effectively to shocks.
CODEC is seeking applications for the following positions, based in Sharankhola upazila under Bagerhat district, which are funded under CODEC’s sub-award with ACDI/VOCA:
If you think you have the right skills for the above mentioned positions, please send your CV, name of two referees along with two recent passport size and photocopy all academic & experience certificate to The Executive Director, Community Development Centre (CODEC), Plot-02, Road-02, Lake Valley R/A, Foy`s Lake, Khulshi, Chittagong, Bangladesh latest within June 06, 2013 marking the position applied for on the envelop. Due to large number of applications received only short listed candidates will be contacted.
CODEC is an equal opportunities employer and does not discriminate based on gender, religion, background or differently-able person.

Application Deadline: June 06, 2013

Company Information
Community Development Centre-CODEC
Address : Plot-02, Road-02, Lake Valley R/A, Hazi Jafor Ali Road, Foy`s Lake, Khulshi, Chittagong, Bangladesh
Web : www.codecbd.org
Business : CODEC is a National NGO working with the disadvantage coastal and fisherflok communities for their socio-cultural and economic development.

No. of Vacancies : 01

Job Description / Responsibility

Field level activity implementation as per project guide line
Participants handling at field level
Conduct group meeting at field level
To ensure IGA purchase as per project guide line
To ensure IGA start as per business plan
IGA implementation follow up at field level
To monitor the contact women
To ensure re-investment of IGA
Monthly plan and report preparation

Job Nature

Full-time

Educational Requirements

Bachelor degree
Experience Requirements

2 to 5 year(s)
The applicants should have experience in the following area(s):
Monitoring, Supervision, Trainer, Manual Development/Documentation
The applicants should have experience in the following business area(s):
NGOs

Additional Job Requirements

Age 25 to 40 year(s)
Must have computer literacy (MS-Office)
Coordination skill
Field based position and should spent 90% time for filed visit
Effective problem solver.
Excellent motivation skill
Excellent facilitation skill
Understanding of multidimensional activities.

Salary Range

TK. 14000

Other Benefits

As per project provision Job Location

Sirajgonj

Job Source

Bdjobs.com Online job posting

Apply Instruction

Send your CV to khirul.rasel@gmail.com

or

Interested person who are qualified energetic, dynamic and self motivated are requested to send their complete CV (mentioned personal information, present address, academic information, details relevant experience, training, cell & email number, referee), a motivation letter and two copies of PP size recent photographs to the Director, Manab Mukti Sangstha (MMS), Khas Bara Shimul, Bangobandhu Birdge west sub, Sirajgonj Sadar, Sirajgonj within 29 May 2013 by mail (khirul.rasel@gmail.com) or postal/courier services.
Write the position name on top of envelop. Women are especially encouraged to apply.

Applicant must enclose his/her Photograph with CV.

Application Deadline: May 29, 2013

Hindi love messages , hindi love shayari , hindi love poem , urdu love sms , love sms in urdu , urdu love sms shayari , urdu love messages , urdu love shayari , urdu love poems , hindi love sms , love sms in hindi , hindi love sms shayari , Hindi love sms messages collection contains......

Pyar se pyar mut kero:

Tum Tub Tuk Pyaar Se Pyaar Mut Karo Ki
Pyaar Tum Se Pyaar Na Kare
Pyaar KoItna Pyaar Karo Ki
Pyaar Kisi Aur Se Pyaar Na Kare?

_______________________________
Aap ki 1 MISS CALL ek din ki khushi
Aap ka 1 SMS 1 week ki khushi
Aap ki 1 CALL 1 month ki khushi
Aap ki 1 MULAQAAT 1 year ki khushi
Aur aap ka PYAR
Umer bhar ki khushi
________________________________
Jaan hai mujhko zindagi se pyaari,
Jaan ke liye kar doon kurban yaari,
Jaan ke liye todd doon dosti tumhaari,
Ab tumse kya chhupaana,
Tum hi toh ho jaan hamaari.
____________________________________
Kitna bhi chaho na bhol paoge
Hum se jitna dur jao nazdik pao ge
Humein mita sakte ho to mita do
yaadein meri, magar..
kya sapno se juda kar pao ge humein.
___________________________________
bottle main Pepsi say zyaada....
used Socks main smell say bhi zyaadaa....
Adnan Sami main charbi say zyaada...
Mithai main sweet say zyaada...
Pakistan main coruption say zzyaada... I LOVE UÂ
_______________________________________
Dil ki aawaz ko izhaar kehte hain,
jhuki nigah ko iqrar kehte hain,
sirf paane ka naam ishq nahin,
kuch khone ko bhi pyar kehte hain
______________________________________
Mom batti k ander ka dhaga bola,
Main jalta hoon to tu kyon pighalti hai?
Mombati boli,
Jisko dil mein jaga di,
woh bichray to ansu to niklainn gey hi.
______________________________________
PYAR means....
P = Phone karna..
Y = Yaad karna..
A = Azadi khona..
R = Rote rehna, k kaash phone aaye!!
Unko hamari yaad aaye..So don't PYAR.
______________________________________
main tumse kuch kahana chahata hu,
wahi baat jo dil ko chu jaye,
wahi pyar ke 3 ilfaz
"MERA PAKISTAN ZINDABAD"
______________________________________
When you feel cold and warm at the same time,
when you read over the same line for the tenth time,
when your heart and thoughts somehow appear to rhyme,
and when a simple name conquers your whole mind,
then you are in deep trouble my friend... you are in what they call, "love".
___________________________________________________________
Kafi hai husn dil ko behlane ke liye,
mohabbat karlo dil ko dukhane ke liye,
chahe bhale paray ghum se vasta,
ek hum jaisa dost rakhna sab ghamon ko bhulanay k liye
___________________________________________________
Humne Chaand se pooha
teri Chaandni ka raaz kya hai?
Chaand ne aapki taraf Ishara
kar ke kaha, Inhi say pucho jisay
dekh kar mein chamakta hoon
_____________________________________

DEAR CUSTOMER:
Assalam-o-Aliakum,
Aapki mohabbat ki validity khatam ho rahi hai,
Baraye meharbani forun 1 pyara sa SMS kar k recharge karen,
FROM:
LOVE CARE CENTER
__________________________________________________

Jis ghari teriyadon ka sama hota ha,
Phir humein aram kahan hota hay,
Hosla mujh mein nahi tujhko bula deny ka,
Kaam sadiyon ka hai, lamhon main kahan hota hai
___________________________________________________

The origin of the name Arthur remains a matter of debate. Some suggest it is derived from the Roman nomen gentile (family name) Artōrius, of obscure and contested etymology (but possibly of Messapic or Etruscan origin). Some scholars have suggested it is relevant to this debate that the legendary King Arthur's name only appears as Arthur, or Arturus, in early Latin Arthurian texts, never as Artōrius (though it should be noted that Classical Latin Artōrius became Arturius in some Vulgar Latin dialects). However, this may not say anything about the origin of the name Arthur, as Artōrius would regularly become Art(h)ur when borrowed into Welsh.

Another possibility is that it is derived from a Brittonic patronym *Arto-rīg-ios (the root of which, *arto-rīg- "bear-king" is to be found in the Old Irish personal name Art-ri) via a Latinized form Artōrius.[29] Less likely is the commonly proposed derivation from Welsh arth "bear" + (g)wr "man" (earlier *Arto-uiros in Brittonic); there are phonological difficulties with this theory—notably that a Brittonic compound name *Arto-uiros should produce Old Welsh *Artgur and Middle/Modern Welsh *Arthwr and not Arthur (in Welsh poetry the name is always spelled Arthur and is exclusively rhymed with words ending in -ur - never words ending in -wr - which confirms that the second element cannot be [g]wr "man").

An alternative theory, which has gained only limited acceptance among professional scholars,[32] derives the name Arthur from Arcturus, the brightest star in the constellation Boötes, near Ursa Major or the Great Bear. Classical Latin Arcturus would also have become Art(h)ur when borrowed into Welsh, and its brightness and position in the sky led people to regard it as the "guardian of the bear" (which is the meaning of the name in Ancient Greek) and the "leader" of the other stars in Boötes.

A similar first name is Old Irish Artúr, which is believed to be derived directly from an early Old Welsh or Cumbric Artur.[34] The earliest historically attested bearer of the name is a son or grandson of Áedán mac Gabráin (d. AD 609).
Medieval literary traditions

The creator of the familiar literary persona of Arthur was Geoffrey of Monmouth, with his pseudo-historical Historia Regum Britanniae (History of the Kings of Britain), written in the 1130s. The textual sources for Arthur are usually divided into those written before Geoffrey's Historia (known as pre-Galfridian texts, from the Latin form of Geoffrey, Galfridus) and those written afterwards, which could not avoid his influence (Galfridian, or post-Galfridian, texts).

Pre-Galfridian traditions:
The earliest literary references to Arthur come from Welsh and Breton sources. There have been few attempts to define the nature and character of Arthur in the pre-Galfridian tradition as a whole, rather than in a single text or text/story-type. One recent academic survey that does attempt this, by Thomas Green, identifies three key strands to the portrayal of Arthur in this earliest material.[36] The first is that he was a peerless warrior who functioned as the monster-hunting protector of Britain from all internal and external threats. Some of these are human threats, such as the Saxons he fights in the Historia Brittonum, but the majority are supernatural, including giant cat-monsters, destructive divine boars, dragons, dogheads, giants and witches.[37] The second is that the pre-Galfridian Arthur was a figure of folklore (particularly topographic or onomastic folklore) and localised magical wonder-tales, the leader of a band of superhuman heroes who live in the wilds of the landscape.[38] The third and final strand is that the early Welsh Arthur had a close connection with the Welsh Otherworld, Annwn. On the one hand, he launches assaults on Otherworldly fortresses in search of treasure and frees their prisoners. On the other, his warband in the earliest sources includes former pagan gods, and his wife and his possessions are clearly Otherworldly in origin.[39]

One of the most famous Welsh poetic references to Arthur comes in the collection of heroic death-songs known as Y Gododdin (The Gododdin), attributed to the 6th-century poet Aneirin. In one stanza, the bravery of a warrior who slew 300 enemies is praised, but it is then noted that despite this "he was no Arthur", that is to say his feats cannot compare to the valour of Arthur.[40] Y Gododdin is known only from a 13th-century manuscript, so it is impossible to determine whether this passage is original or a later interpolation, but John Koch's view that the passage dates from a 7th-century or earlier version is regarded as unproven; 9th- or 10th-century dates are often proposed for it.[41] Several poems attributed to Taliesin, a poet said to have lived in the 6th century, also refer to Arthur, although these all probably date from between the 8th and 12th centuries.[42] They include "Kadeir Teyrnon" ("The Chair of the Prince"),[43] which refers to "Arthur the Blessed", "Preiddeu Annwn" ("The Spoils of Annwn"),[44] which recounts an expedition of Arthur to the Otherworld, and "Marwnat vthyr pen[dragon]" ("The Elegy of Uther Pen[dragon]"),[45] which refers to Arthur's valour and is suggestive of a father-son relationship for Arthur and Uther that pre-dates Geoffrey of Monmouth.
Other early Welsh Arthurian texts include a poem found in the Black Book of Carmarthen, "Pa gur yv y porthaur?" ("What man is the gatekeeper?").[46] This takes the form of a dialogue between Arthur and the gatekeeper of a fortress he wishes to enter, in which Arthur recounts the names and deeds of himself and his men, notably Cei (Kay) and Bedwyr (Bedivere). The Welsh prose tale Culhwch and Olwen (c. 1100), included in the modern Mabinogion collection, has a much longer list of more than 200 of Arthur's men, though Cei and Bedwyr again take a central place. The story as a whole tells of Arthur helping his kinsman Culhwch win the hand of Olwen, daughter of Ysbaddaden Chief-Giant, by completing a series of apparently impossible tasks, including the hunt for the great semi-divine boar Twrch Trwyth. The 9th-century Historia Brittonum also refers to this tale, with the boar there named Troy(n)t.[47] Finally, Arthur is mentioned numerous times in the Welsh Triads, a collection of short summaries of Welsh tradition and legend which are classified into groups of three linked characters or episodes in order to assist recall. The later manuscripts of the Triads are partly derivative from Geoffrey of Monmouth and later continental traditions, but the earliest ones show no such influence and are usually agreed to refer to pre-existing Welsh traditions. Even in these, however, Arthur's court has started to embody legendary Britain as a whole, with "Arthur's Court" sometimes substituted for "The Island of Britain" in the formula "Three XXX of the Island of Britain".[48] While it is not clear from the Historia Brittonum and the Annales Cambriae that Arthur was even considered a king, by the time Culhwch and Olwen and the Triads were written he had become Penteyrnedd yr Ynys hon, "Chief of the Lords of this Island", the overlord of Wales, Cornwall and the North.[49]

In addition to these pre-Galfridian Welsh poems and tales, Arthur appears in some other early Latin texts besides the Historia Brittonum and the Annales Cambriae. In particular, Arthur features in a number of well-known vitae ("Lives") of post-Roman saints, none of which are now generally considered to be reliable historical sources (the earliest probably dates from the 11th century).[50] According to the Life of Saint Gildas, written in the early 12th century by Caradoc of Llancarfan, Arthur is said to have killed Gildas' brother Hueil and to have rescued his wife Gwenhwyfar from Glastonbury.[51] In the Life of Saint Cadoc, written around 1100 or a little before by Lifris of Llancarfan, the saint gives protection to a man who killed three of Arthur's soldiers, and Arthur demands a herd of cattle as wergeld for his men. Cadoc delivers them as demanded, but when Arthur takes possession of the animals, they turn into bundles of ferns.[52] Similar incidents are described in the medieval biographies of Carannog, Padarn and Eufflam, probably written around the 12th century. A less obviously legendary account of Arthur appears in the Legenda Sancti Goeznovii, which is often claimed to date from the early 11th century although the earliest manuscript of this text dates from the 15th century.[53] Also important are the references to Arthur in William of Malmesbury's De Gestis Regum Anglorum and Herman's De Miraculis Sanctae Mariae Laudensis, which together provide the first certain evidence for a belief that Arthur was not actually dead and would at some point return, a theme that is often revisited in post-Galfridian folklore.

King Arthur is a legendary British leader of the late 5th and early 6th centuries, who, according to medieval histories and romances, led the defence of Britain against Saxon invaders in the early 6th century. The details of Arthur's story are mainly composed of folklore and literary invention, and his historical existence is debated and disputed by modern historians.[2] The sparse historical background of Arthur is gleaned from various sources, including the Annales Cambriae, the Historia Brittonum, and the writings of Gildas. Arthur's name also occurs in early poetic sources such as Y Gododdin.

The legendary Arthur developed as a figure of international interest largely through the popularity of Geoffrey of Monmouth's fanciful and imaginative 12th-century Historia Regum Britanniae (History of the Kings of Britain).[4] Some Welsh and Breton tales and poems relating the story of Arthur date from earlier than this work; in these works, Arthur appears either as a great warrior defending Britain from human and supernatural enemies or as a magical figure of folklore, sometimes associated with the Welsh Otherworld, Annwn.[5] How much of Geoffrey's Historia (completed in 1138) was adapted from such earlier sources, rather than invented by Geoffrey himself, is unknown.

Although the themes, events and characters of the Arthurian legend varied widely from text to text, and there is no one canonical version, Geoffrey's version of events often served as the starting point for later stories. Geoffrey depicted Arthur as a king of Britain who defeated the Saxons and established an empire over Britain, Ireland, Iceland, Norway and Gaul. Many elements and incidents that are now an integral part of the Arthurian story appear in Geoffrey's Historia, including Arthur's father Uther Pendragon, the wizard Merlin, Arthur's wife Guinevere, the sword Excalibur, Arthur's conception at Tintagel, his final battle against Mordred at Camlann and final rest in Avalon. The 12th-century French writer Chrétien de Troyes, who added Lancelot and the Holy Grail to the story, began the genre of Arthurian romance that became a significant strand of medieval literature. In these French stories, the narrative focus often shifts from King Arthur himself to other characters, such as various Knights of the Round Table. Arthurian literature thrived during the Middle Ages but waned in the centuries that followed until it experienced a major resurgence in the 19th century. In the 21st century, the legend lives on, not only in literature but also in adaptations for theatre, film, television, comics and other media.

The historical basis for the King Arthur legend has long been debated by scholars. One school of thought, citing entries in the Historia Brittonum (History of the Britons) and Annales Cambriae (Welsh Annals), sees Arthur as a genuine historical figure, a Romano-British leader who fought against the invading Anglo-Saxons sometime in the late 5th to early 6th century. The first datable mention of King Arthur is in a 9th-century Latin text. The Historia Brittonum, a 9th-century Latin historical compilation attributed in some late manuscripts to a Welsh cleric called Nennius, lists twelve battles that Arthur fought. These culminate in the Battle of Mons Badonicus, or Mount Badon, where he is said to have single-handedly killed 960 men. Recent studies, however, question the reliability of the Historia Brittonum.

The other text that seems to support the case for Arthur's historical existence is the 10th-century Annales Cambriae, which also link Arthur with the Battle of Mount Badon. The Annales date this battle to 516–518, and also mention the Battle of Camlann, in which Arthur and Medraut (Mordred) were both killed, dated to 537–539. These details have often been used to bolster confidence in the Historia's account and to confirm that Arthur really did fight at Mount Badon. Problems have been identified, however, with using this source to support the Historia Brittonum's account. The latest research shows that the Annales Cambriae was based on a chronicle begun in the late 8th century in Wales. Additionally, the complex textual history of the Annales Cambriae precludes any certainty that the Arthurian annals were added to it even that early. They were more likely added at some point in the 10th century and may never have existed in any earlier set of annals. The Mount Badon entry probably derived from the Historia Brittonum.

This lack of convincing early evidence is the reason many recent historians exclude Arthur from their accounts of sub-Roman Britain. In the view of historian Thomas Charles-Edwards, "at this stage of the enquiry, one can only say that there may well have been an historical Arthur [but ...] the historian can as yet say nothing of value about him".[8] These modern admissions of ignorance are a relatively recent trend; earlier generations of historians were less sceptical. Historian John Morris made the putative reign of Arthur the organising principle of his history of sub-Roman Britain and Ireland, The Age of Arthur (1973). Even so, he found little to say about a historical Arthur.

Partly in reaction to such theories, another school of thought emerged which argued that Arthur had no historical existence at all. Morris's Age of Arthur prompted archaeologist Nowell Myres to observe that "no figure on the borderline of history and mythology has wasted more of the historian's time".[10] Gildas' 6th-century polemic De Excidio et Conquestu Britanniae (On the Ruin and Conquest of Britain), written within living memory of Mount Badon, mentions the battle but does not mention Arthur.[11] Arthur is not mentioned in the Anglo-Saxon Chronicle or named in any surviving manuscript written between 400 and 820.[12] He is absent from Bede's early-8th-century Ecclesiastical History of the English People, another major early source for post-Roman history that mentions Mount Badon.[13] Historian David Dumville has written: "I think we can dispose of him [Arthur] quite briefly. He owes his place in our history books to a 'no smoke without fire' school of thought ... The fact of the matter is that there is no historical evidence about Arthur; we must reject him from our histories and, above all, from the titles of our books."

Some scholars argue that Arthur was originally a fictional hero of folklore—or even a half-forgotten Celtic deity—who became credited with real deeds in the distant past. They cite parallels with figures such as the Kentish totemic horse-gods Hengest and Horsa, who later became historicised. Bede ascribed to these legendary figures a historical role in the 5th-century Anglo-Saxon conquest of eastern Britain.[15] It is not even certain that Arthur was considered a king in the early texts. Neither the Historia nor the Annales calls him "rex": the former calls him instead "dux bellorum" (leader of battles) and "miles" (soldier).

Historical documents for the post-Roman period are scarce, so a definitive answer to the question of Arthur's historical existence is unlikely. Sites and places have been identified as "Arthurian" since the 12th century,[17] but archaeology can confidently reveal names only through inscriptions found in secure contexts. The so-called "Arthur stone", discovered in 1998 among the ruins at Tintagel Castle in Cornwall in securely dated 6th-century contexts, created a brief stir but proved irrelevant.[18] Other inscriptional evidence for Arthur, including the Glastonbury cross, is tainted with the suggestion of forgery.[19] Although several historical figures have been proposed as the basis for Arthur,[20] no convincing evidence for these identifications has emerged.

The Indian film industry is the largest in the world in terms of ticket sales and number of films produced annually. South Indian film industry, mainly comprised of Tamil, Telugu and Malayalam films, has a large number of talented and gifted sexy actresses who are willing to expose all of their assets with zero hesitation and with no inhibition.

There are millions of sexy revealing pictures showing south indian actresses assets available on the internet

I have listed my favorite top 10 South Indian Actresses with sexy pictures.

1. Shreya Saran: top South Indian Actress
2. Bhavana baby

Specialty: Busty chest and a chubby body.

3. Nayantara: Top South Indian Actress.
Special talent: 6 pack abs and a tight ***

4. Trisha: Tamil Actress
Miss Chennai in 1999 and Miss India Miss Beautiful Smile in 2001.

6. Asin: South Indian Actress.

Special talent: Sexy smile, voice and one big round *** that rivals world famous *** of Jeniifer Lopez.

7. Anushka: Telugu Actress.
Special talent: Anushka has also rendered playback singing in several films.

9. Meghna Naidu: Nothing to hide

Meghna Naidu had an overnight stardom by her music video "Kaliyon Ka Chaman".

Meghana Naidu got a big fan base in South India. She is an Indian actress originally from the State of Andhra Pradesh, India. She has acted in Tamil, Hindi, Telugu and Malayalam.

Meghna's debut film is Karan Razdan's Hawas in which she plays a wife who is tormented by the lack of passion in her married life and therefore goes into an extra marital relationship.

Special talent: When Aishwarya Rai was in college, she was dreaming a career in Architect. But her beauty led her to participate in miss world contest. After winning miss world 1994 title, Aishwarya Rai started work in Bollywood. In Bollywood Aishwarya Rai became top actress.

Aishwarya Rai got married with Abhishek Bachan.

She is currently best actress in Bollywood.

Click Here For More.....

What is EMTS?

The regular paper based money order service of the post office seemed a time consuming, expensive and inefficient approach of remit money to any part of the country. There was a demand for quick transfer of money to locations where the beneficiary can collect and use it instantly. With this perspective in view, Bangladesh Post launched a new money order service named Electronic Money Transfer Service (EMTS), commonly known as Mobile Money Order Service. This fulfilled the expectations of people to remit the desired amount of money to their near and dear ones so as to utilize when they need. This is mobile as well as web based remittance service available in all important post offices of the country. The sender can send the money within a minute and recipient/beneficiary can collect it instantly. Both sender and recipient get confirmation of the remittance and disbursement as soon as it is made in their mobile phones.

Area Coverage :

This service is available in all important post offices of the country. Presently 2750 post offices provide the EMTS which is covering all district, upazilla/thana and important/busy rural post office locations. Every month hundreds of post officials are being trained and the service is expanded to those locations.

EMTS Tools/Devices:

Bangladesh Post maintains a server and call center to monitor and support the service. All Electronic Money Transfer Service locations (post offices) are equipped with computer, internet connectivity and/or mobile phones which are used to send the issue or payment request to the server.

Procedure: The sender goes to the post office and fills up an issue form (EMO -1) giving required information like sender name, address, mobile phone number, recipient's name, address mobile phone number, amount of money to be sent etc. The post office staff sends the information to the central server through the computer or official EMTS mobile phone. When the request is accepted and confirmed by the server through issuing SMS generating a 16 digit unique PIN to senders mobile phone and a separate confirmation message is sent to issuing post office. The sender shall inform the recipient to collect the money from his/her nearest post office. The recipient goes to the post office and again fill up the disburse form (EMO-2) and claim the money showing the PIN. The post office counter operator verifies the information given by the recipient from server with those used earlier by sender; if everything is match the disbursement procedure is made. As soon as the disbursement is completed the sender is again confirmed by another SMS generated by the server.

FEATURES

1.Remittance in a minute
2.User Friendly- adoption of mobile phones & applications
3.Maximum Area coverage: Locations distributed throughout the country
(presently 2750 POs), to be expanded to all Post Office locations
4.Transaction security ensured by a 16 digit auto PIN generation mechanism
5.Independent of Mobile Operator-customer enjoying mobile operator's service can use this service.
6.EMTS devices not specific to power sources like electricity -have freedom of using any Source of Power (electricity, battery, solar charger)
7.Ensure customer satisfaction- Daylong well acquainted Help Desk Service
8.Optional Corporate Services:
a)One 2 Many transactions-Option for Salary Disbursement
b)Many 2 One Transactions- Option for collection of tution/Admission fees from students
9.Location Independent Disbursement
10.Widely used Network Partner- Banglalink Mobile Operator
11.Database Management and Security-VPN Connectivity
12.Scope to add new value added service and future expansion

Hello from Google.

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1-800-903-0274 before June 30, 2013. Please use this offer code: 9QCRJ-YXYWY-66DK. (Offer valid for new customers only.)

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information from google mail.

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Earning a great deal of money by working online become popular in the lastfew years. Online webmasters make big money from their own web sites through Adsense. If you never know about Adsense.

Do You Want to make your sweet girlfriend feel more special and loved? Use these 20 great ways on how to make your girlfriend happy to do that, every day.

As girls, it’s in our nature to be affectionate and loving.
And when we’re in a relationship with a wonderful guy, we love being treated in a special way by them.
But more often than not, a guy just doesn’t know how to treat his girlfriend in a special manner, even if he’s trying hard to please her.
How to make your girlfriend feel happy
Making your girlfriend feel happy and loved isn’t a complicated confusion.
In reality, it’s very simple.
You just need to make her feel special and cared for when you’re around her.
If you want your relationship to be perfect and envied by all others couples, learn to think from your girlfriend’s perspective.
When both lovers in a relationship think from the other partner’s perspective, the relationship can only get better and more loving with time.
25 ways to make your girlfriend feel loved and happy
A perfect relationship is never one sided. When you make the effort to please your girlfriend and make her happy, she’ll involuntarily put in her effort at making you happier in love if she truly loves you back.
So the next time you’re with your special girl, instead of holding back, give more. In mutual love, every loving act gives back more happiness to both lovers.
For starters, use these 20 tips on how to make your girlfriend happy to pamper her and please her. And I’ll tell you this, you’ll definitely be the winner in the game of love.
#1 Surprise her with memorable gifts. Make sure you never forget your girlfriend’s special occasions, however trivial they may seem to you. And every now and then, show just how much you love her by giving her a memorable gift of love, be it a bling thing or a priceless gift like a heartfelt letter of love.
#2 Make her friends envy her. All of us want our relationships to be perfect, but very few of us actually work towards making it perfect. Treat your girlfriend with love and affection, and pay attention to all her needs, especially when she’s around her friends. When her friends notice how good a catch you are, her heart will swell with pride and happiness, and you’ll feel like a real smooth talker too!
#3 Get along with her friends and family. To a girl, her family and her close friends mean everything, because she shares all the intimate details of her life with them. And to a large extent, she listens to her friends and takes their opinions seriously. So make an effort to get along with her friends and treat them well. She’ll be happy to see that you’re a big hit with her loved ones.
#4 Don’t ignore her when she’s with you. Make your girlfriend feel like she’s the center of your world all the time, and especially so when she’s with you. Don’t ignore her because you’re having a fun conversation with another attractive girl or are distracted by something else. When your girlfriend is around you, it doesn’t matter who or what is around, make sure your attention is focused on your girl.
#5 Respect her opinions. As humans, respect plays a big part in how we feel about ourselves. When we feel disrespected by someone important to us, we feel miserable. And this holds the same effect in relationships too. Don’t dismiss your girlfriend’s opinions and ideas without listening to her, and don’t take her lightly just because *she’s a girl*. In a relationship, both partners have to learn to listen to each other and respect each other’s point of view.
#6 Ask her for help. You may be a big, fully grown man. But that shouldn’t stop you from asking your girl for help now and then. By letting your girlfriend see your vulnerable, helpless side, she’d feel closer to you because you aren’t afraid of showing your weaknesses to her.
#7 Compromise for her. Every now and then, compromise your wants for her needs. If she wants to watch a romantic movie while you want to watch something else, give in to her now and then. When she sees how you’re willing to give up something you like just to please her, it’ll only make her feel more loved and happy.
#8 Cuddle up with her at home. Do you end up getting turned on each time you hug your girlfriend or kiss her for a few minutes? That’s understandable. But at least once a day, hug her tight and cuddle with her while watching the telly or when both of you are lying in bed. For a girl, a few hugs and sweet kisses feel just as special as a good round of passionate sex.
#9 Be affectionate with her in public. Make your girlfriend feel special when you’re with her in public. You don’t need to eat each other’s faces off to make a point that both of you are dating.
Hold her hand, brush her hair away from her face, make her feel like you’re completely attentive to her needs, and most importantly, don’t hold yourself back from behaving in a silly manner if you can bring a smile on your girlfriend’s face.
#10 Make her laugh. Humor has a very important place in relationships. Even when both of you don’t have anything to talk about, a few funny lines or gestures can make the whole day feel like such a fun activity.
#11 Make her feel secure. If you want to make your girlfriend feel happy in the relationship, you need to focus on the one thing girls want most in a guy, his protective streak. When your girl feels secure when you’re around, and when she feels like she can depend on you for anything, she’d instinctively feel happier to be in love with you.
#12 Give her your attention. When you go out with your girlfriend, do you stay close to her and make sure she’s feeling comfortable, or do you leave her aside and catch up with your own friends?
When your girlfriend is around, always focus on her needs first before you think of yours. If you need to spend a few minutes away from her to speak to your own friends, make sure she won’t feel uneasy when you aren’t around. Whenever you’re out with your girlfriend, always pay attention to her needs before yours.
#13 Communicate. Misunderstandings arise when there is a lack of communication in a relationship. If you want to have a happy relationship with your girlfriend, learn to express your feelings clearly. And every now and then, spend a few hours talking about each other’s lives. When you spend a lot of time talking about your future together, both of you will feel more secure and loved in the relationship.
#14 Compliment her. Women love compliments. It makes them feel more appreciated. If you like something about your girlfriend, let her know about it. It doesn’t matter if it’s something about her personality or about the way she dresses, if you like it, say it.
#15 Let her know you’re lucky to have her. Did you have to woo your girl for a while before she finally accepted to date you? Always let her know that you still love her just as much as you did when both of you first started dating. And more than anything else, let her know that you have never taken her for granted and never will. If you feel lucky to date such a wonderful girl, remind her about it all the time.
#16 Be chivalrous. Chivalry is one of those big positive traits in a guy that separates the ordinary men from the gentlemen. Always be chivalrous around your girlfriend, and learn to treat her like a princess. She’ll definitely love your courteous side and all the pampering that comes with it.
#17 Involve her in your life. If you’re serious about your girlfriend and see her as a big part of your life, learn to involve her more in your daily life, be it for get-togethers or a night out with your friends. When you invite her to spend more time with you and your friends, you’re letting her know that you’re serious about her and the relationship. And emotional security always makes any girl in love a much happier girlfriend!
#18 Call her unexpectedly and sweet talk her. Love shouldn’t always be predictable, especially when it’s a happy surprise. Drop by at her place or at her office out of the blue with flowers or a small gift. Call her up when she least expects your call and remind her about how much you miss holding her in your hands right at that moment. In love, if it’s a happy feeling, share it. It makes all the difference between a happy romance and a bored one.

Making money online used to pretty much require you to have your own Web site, products to sell and some marketing savvy. But a new generation of dot-coms have arisen that will pay you for what you know and who you know without you having to be a web designer or a marketing genius.
But it's hard to tell hype from the real deal. I did a search on "make money online" and "making money online", and much of the information out there is just promoting various infoproducts, mostly about Internet marketing. I see why people sometimes ask, "Is anyone making money online besides Internet marketing experts?"
So I put together a list of business opportunities with legitimate companies that:

Pay cash, not just points towards rewards or a chance to win money
Don't require you to have your own Web domain or your own products
Don't involve any hard-selling
Aren't just promoting more Internet marketing
Give a good return on your time investment

In the interest of objectivity, none of the links below are affiliate links, and none of them have paid or provided any other consideration for their presence here. These are legitimate companies with business models that allow you to get paid for a wide range of activities.
Help friends find better jobs.
Sites like ReferEarns, Zyoin, Who Do You Know For Dough?, and WiseStepp connect employers with prospective employees, many of whom are already employed and not actively job-hunting, via networking - the people who know these qualified candidates. Rewards for referring a candidate who gets hired range from $50 on up to several thousand dollars - not chump change. If you know a lot of job-seekers (and who doesn't these days?), this is a great way to break into the recruiting business with no overhead.
Connect suppliers with buyers.
Referral fees are a common practice in business, but they haven't been used much in online networking sites because there was no way to track them. Sites like Salesconx, InnerSell and uRefer now provide that. Vendors set the referral fees they're willing to pay (and for what), and when the transaction happens, you get paid. uRefer also allows merchants to set up referral programs for introductions and meetings, as well as transactions.
Write.
A growing number of sites will pay for your articles or blog posts. Associated Content and Helium will "pay for performance" based on page views for just about anything you want to write about. Articles on specific topics they're looking for can earn direct payments up to about $200. The rates are probably low for established writers, but if you're trying to break into the field and have time on your hands, they're a great way to start. Also, a lot of companies are looking for part-time bloggers. They may pay per post or on a steady contract. Our Weblogs Guide posts blogging jobs weekly in the forum.
Start your own blog.
You don't have to have your own Web site, or install blogging software, or even figure out how to set up the advertising. At Blogger you can set up a blog for free in less than five minutes without knowing a thing about web design, and Blogger even automates setting up Google AdSense so you can make money off your blog by displaying ads and getting paid when people click on the ads. To make even more money from it, set up an affiliate program (see below) for books, music, etc., and insert your affiliate links whenever you refer to those items. You'll have to get a lot of traffic to become a six-figure blogger, but pick an interesting topic, write well, tell all your friends, and you're off to a good start.
Create topical resource hubs.
Are you an expert on a particular niche topic? Can you put together an overview of the topic and assemble some of the best resources on the topic from around the web? Then you can create topical hubs and get paid through sites like Squidoo, HugPages and Google Knol. Payments are based on a combination of ad revenue and affiliate fees. You'll get higher rates doing it on your own, but these sites have a built-in supply of traffic and tools to make content creation easier.
Advertise other people's products.
If you already have a Web site or a blog, look for vendors that offer related but non-competing products and see if they have an affiliate program. Stick to familiar products and brands - they're easier to sell. To promote those products:

Place simple text or graphical ads in appropriate places on your site
Include links to purchase products you review or recommend in a blog, discussion forum or mailing list you control
Create a dedicated sales page or Web site to promote a particular product

They all work - it just depends on how much time you have to spend on it and your level of expertise with Web design and marketing.
Microstock photography.
You don't have to be a professional photographer to sell your photos for money. People are constantly in need of stock photography for websites, presentations, brochures and so on, and are willing to pay for the right image. People generally search for images on stock photography sites by keywords, not by photographer, so you have the same chance as anyone else of having your image picked. Just be careful that you don't have images of trademarked brands, copyrighted art or people's faces that are readily identifiable (unless you have a model release), but just about anything else is fair game, and I promise - you'd be amazed what people need pictures of, so don't make any assumptions. If it's a decent photo, upload it. Some sites to get you started include Fotolia, ShutterStock, Dreamstime and iStockphoto. The great thing about this is that it's truly "set it and forget it".
The above list is by no means comprehensive, but it highlights some of the new and interesting ways to make money online without investing any money, without having a product of your own, and without having expert sales and marketing skills. Most of all, unlike taking surveys or getting paid to read e-mail, the potential return on your time investment is substantial.

While the Los Angeles area is famous for a number of attractions, some of the most overlooked places to visit in the region are the sites that first attracted people to Southern California, the beaches. Southern California is known for its long sandy beaches, extremely hospitible weather and of course the people that head outdoors to enjoy both of those. The commercial development in the Los Angeles area keeps coming up with new attractions to compete with the natural attractions of the great outdoors. Despite this, the beaches of the Los Angeles area are still deserving of their place as a popular destination for both locals and visitors from outside the region. There are a number of beaches in the area to choose from, here are some of the more popular ones.

Dockweiler Beach

One of the more unique beaches in the Los Angeles area, Dockweiler Beach is a state beach and falls under the protection of the state park system. Dockweiler Beach is located near Los Angeles International Airport and borders against El Segundo. The beach has wonderful swimming areas and is popular with both locals and those from outside the region. The most unique feature of Dockweiler Beach is that it one of the very few beaches in the Los Angeles area that allows both bonfires and campfires. This makes it a fabulous location for picnicking and outdoor barbecues.

El Matador Beach

El Matador Beach is one of the hidden treasures in the Los Angeles area, as hidden as any coastal attraction can be in Southern California. One of the few beaches in the area with sea caves and large rock formations to explore, El Matador Beach is also a popular destination for photographers. It is known as one of the more uniquely beautiful beaches in the area and is very popular with residents of the area. The beach is located at the base of a cliff, so it is a little bit of a climb down to the sand. The fact that it is a little harder to access does make for it being a little less crowded. As opposed to most beaches in the Los Angeles area, there are no surrounding businesses or restaurants, so visitors should remember to pack their own meals and refreshments if planning an extended stay. El Matador Beach has earned a reputation as a popular destination for both body boarders and body surfers.

Manhattan Beach

The beaches in the Manhattan Beach area are known for their long sandy stretches and for the fact that they can be accessed from a large number of points. The Manhattan Beach Pier is a popular location for sightseers to come and view the local scenery. The beach is popular with locals and is a great place for playing in the surf and relaxing on the sand. Manhattan Beach is widely known as one of the better surfing areas in the region.

Paradise Cove

Located in Malibu, Paradise Cove is familiar looking to many fans of both television and movies. Many of the 1960s beach movies were filmed at Paradise Cove and even to this day it continues to be a popular filming location. Paradise Cove is a private beach and there is a charge to park at and access the beach area. There is a restaurant and a pier located on the beach and it is not uncommon to find a wide variety of celebrities in the area from time to time. The beach and the surrounding area are beautiful and are popular with photographers and sightseers alike.

Redondo Beach

Visitors to Redondo Beach can enjoy walking along The Strand, a paved path that leads walkers and bikers along the entire length of the beach area, and viewing beautiful scenery and interesting people. One of the highlights of the area is the Municipal Pier, sometimes called the Redondo Beach Pier, which is home to a number of eating establishments and shops. Fans of the Fox Television series "The O.C." will recognize the Redondo Beach Pier as it was one of the main filming locations. Surfing is popular in the Redondo Beach area and has played a large role in the history of the beach.

Santa Monica Beach

The city of Santa Monica operates Santa Monica Beach which is another of the state beaches protected by the state of California. There are a number of activities that can be participated in by locals and visitors alike including volleyball, basketball, running, walking, biking, beach workouts, and a chess playing area. The two mile long beach has a number of areas that are great for picnicking and play in the sand. There are also a good selection of shops and eating establishments in the vicinity of the beach that cater to those that frequent the area.

Venice Beach

Possibly the most famous beach in the Los Angeles area, Venice Beach is almost known more for the street performers, street vendors and other attractions than it is for the actual beach that resides there. Muscle Beach is an area of Venice Beach that has been home to famous bodybuilders and exercise enthusiasts alike. While it is known as a great place for surfing, swimming and sunbathing, Venice Beach is also known as possibly the best people watching location in all of Southern California.

Zuma Beach

Another of California's protected state beaches, Zuma Beach has a well earned reputation as one of the cleanest beaches in the Los Angeles area. The beach is located in Malibu and is very popular with local beach goers. Zuma Beach is also famous for the high quality of surfing that takes place there and there are some areas of water where swimming is discouraged due to strong rip currents. There are a number of activities other than surfing that are popular at the beach as well including swimming, fishing, windsurfing, bodysurfing, diving, volleyball, walking, biking and more. Film enthusiasts will recognize Zuma Beach from the numerous television shows, movies and commercials that are filmed there.
Southern California is known for a number of attractions that draw in millions of visitors every year. Some of the most popular features in the area though are the numerous beaches and beachside attractions that can be found in the region. While it is sometimes hard for the beaches in the Los Angeles area to compete with other tourist attractions like Hollywood and Beverly Hills related sites and of course the world famous amusement parks in the area, they should definitely not be overlooked by visitors looking for a great time during their Southern California vacation.

One of the most recognizable beaches is beautiful Waikiki Beach, Hawaii. One can probably not even think about Hawaii without Waikiki Beach coming to mind for a fabulous beach vacation.
Waikiki Beach certainly has its share of 5-star hotels and popular nightspots. But, with a little planning, a family can enjoy Waikiki Beach and its many attractions and amenities, also.
Hotels do tend to fill up, especially during peak tourist season, so booking early is essential in order to get the best rates. Hawaii’s weather, however, makes it easy to vacation at practically any time of the year, so it might be possible to catch some spectacular deals during the “off-season” (if there such a thing).
Air fares might be cheaper during this time, too. All it takes to find out is a little research.
Although Hawaiian beaches are known for their surfer-challenging waves, the waves along Waikiki Beach offer opportunities for beginning and intermediate surfers to hone their skills. Pro surfers, however, will find plenty of excitement.
Some of the other water sports are swimming (of course), kayaking, and outrigger canoing Imagine doing all that in Hawaii, on the Pacific Ocean.
Anyone who is old enough to remember the TV show “Hawaii 5-0” can remember the scene in the closing credits of Hawaiian men paddling a long, rather odd-shaped boat. That is a catamaran, and tourists can actually ride in one of those boats to the famous Diamond Head volcano.
Waikiki Beach does offer other attractions that are not beach-oriented, should one want a change of pace. (But, why would one?)
And, of course, no good beach vacation is complete without a wide range of restaurants offering every conceivable kind of cuisine to choose from. Waikiki Beach is definitely no exception in this area.

Virginia Beach, Virginia is a popular vacation destination, not only because it has something for everyone, but because of its location. Vacationers traveling from areas in and around Virginia and its surrounding states can drive to Virginia Beach within four to seven hours, while others may have slightly longer drives.
If vacationers decide to fly, the airport at Norfolk, VA, offers convenient shuttle flight service directly to Virginia Beach. So, getting there is no problem.
Virginia Beach cannot be “pigeonholed” as a particular type of destination (i.e., “party” beach, “family” beach, “senior citizen” destination, etc.) because EVERYONE who comes to Virginia Beach will find something to do. Singles and/or childless couples can enjoy a varied nightlife, while families will find a multitude of “kid-friendly” attractions.
Families with young children will be able to stay in motels or hotels that provide “kiddie” pools and other amenities for smaller children, and will usually be located within walking distance of family-friendly restaurants. Older children can take advantage of the an amusement park, numerous miniature golf courses, and other activities. Teens will find activities that are designed with their interests in mind, but are fun and safe for everyone.
And, of course, there’s the beach. Virginia Beach prides itself on the cleanliness of its beach areas, and offers enough water sports and activities to keep even the most active person busy for an entire day.
Lodging accommodations are plentiful, and vary in price depending on location. Hotels and motels that are on or very near the beach will, of course, be more expensive, while those that are located “off the beaten path” so to speak will be more economical. A little research will lead one to accommodations that fit any budget.
Anyone choosing Virginia Beach as a vacation destination will not be disappointed. Remember that Virginia and Virginia Beach is still in the South, and “Southern hospitality” still reigns.

What type of planning is necessary for a beach vacation? Enough so that there will be an approximate idea of expenses, which can be budgeted for accordingly, and an awareness of any pending weather conditions.
The majority of a vacation budget will be spent on lodging. Hotels, motels, and condos located directly on the beach are going to be much more expensive as those that are located even right across the road. They may be more convenient as to beach access, but sometimes that “perk” is offset by the extra money that could have been spent.
Beach Umbrella

Accommodations that are a little further from the beach will definitely be cheaper, and most of them are just as nice as the ones on the beach. Most of them will either have some type of beach access, even if they are located across the road from the beach, or will be close to a public beach area.
More and more people are choosing to camp in some of the many State parks that are located near beach areas. There are sites for recreational vehicles as well as tents.
Food CAN take a major chunk out of vacation, but it doesn’t have to. Continental breakfasts are offered by most motels and hotels, and are almost always free.
From there, consider letting lunch be the “main meal” of the day. Lunch specials at restaurants are almost always cheaper than the dinner selections, and the portions, while smaller, are almost always enough to satisfy an appetite.
Dinner can be any leftovers that were brought back to the motel or hotel room and placed in the in-room refrigerator, sandwiches, or even delivery pizza.
At least one week before a planned vacation, especially during hurricane season, start monitoring the weather channel. If a tropical storm or hurricane are forecast, constant diligence to daily updates will help with the decision of whether or not it might be best to postpone the vacation.

Are you looking for another financial institution to handle your fortune? Here's what to ask.

If you're among the many customers fed up with high bank fees, poor service or low interest rates, you may want to switch banks or trade your bank for a credit union.
"You used to just decide if you wanted to get a toaster or a microwave when you opened a new account, or go to the bank with the most convenient branch," says Mitchell Freedman, the CEO of MFAC Financial Advisors in Westlake Village, Calif. "Today, bank fees can hit you in ways you never thought about, so you need to carefully compare your continuing costs of banking."
Making that comparison isn't so simple.
"Among the 12 largest banks, the median number of bank disclosure pages for checking account policies and fees is 69 pages. Believe it or not, that's an improvement over 2011, when the median was 111 pages. There's no way a consumer could wade through all that," says Susan Weinstock, project director for Safe Checking in the Electronic Age, a project by the Pew Center on the States in Washington, D.C.
The following seven questions can help you find the bank that fits your financial needs.

How large a balance is needed to avoid fees?

To make it easier for consumers to comparison shop, the Pew Center developed a simple disclosure form that five of the largest banks and three of the largest credit unions have adopted, Weinstock says. Consumers need to know the minimum deposit required to open an account and the minimum balance required to waive monthly bank fees.
"Be aware not only of the upfront price of opening an account but of continuing requirements," Freedman says. "Some accounts require a direct deposit or a recurring payment through their site to avoid monthly service fees."

In addition to the monthly service fees, you should also check on other fees that you can be charged before you switch banks, such as a stop-payment fee, deposited item return fee, account closing fee and nonsufficient funds fee.

How high are the fees for out-of-network ATMs?

"Most banks and credit unions participate in a network of ATMs, but if you rely often on an ATM for withdrawals, you should check on the fee for using an out-of-network machine," Weinstock says. "Usually there's no fee for using one in your bank's network, but your bank or credit union should disclose the fee it charges for using another network. There's also a fee from the ATM owner, and that will be disclosed on the ATM itself."
Freedman says consumers who travel frequently should consider opening an account with a national bank that offers ATMs around the country.
"ATM fees may be less important to people who don't use them a lot or who choose a bank or credit union with an ATM convenient to their work or home," Freedman says.

What are the overdraft protection options?

While you may hope you never have to rely on overdraft protection, you should make sure you understand your options and their costs before you switch banks.
Weinstock says many consumers don't understand that not signing up for overdraft protection could be a good thing. Your debit card will be declined or your check will bounce without it, but there's no fee if you opt out of overdraft protection.
"If you opt in for protection, the cheapest way to do it is usually to have funds transferred from a savings account, a line of credit or a credit card. The median transfer fee is $12, and the median overdraft fee is $35 per transaction," Weinstock says.
Consumers should compare the transfer fee, overdraft penalty fee, maximum number of times an overdraft penalty fee is applied per day, minimum amount required to trigger an overdraft fee and extended overdraft penalty fee charged for each day the account is overdrawn.
"Overdraft protection is a double-edged sword," Freedman says. "It can be terrific and enable you to lower your risk of a bounced check, but you could end up paying a high transaction fee and a hefty interest rate if you sign up for a line of credit."

How soon are deposited funds available?

While some banks put a hold on certain types of deposits, Freedman says some deposits are instantly credited.
Weinstock says financial regulations require the first $200 of any deposit be available the next business day following a deposit, but banks vary in how soon the rest of the deposit is available.
"Fund availability is extremely important, especially for people living paycheck to paycheck," Weinstock says. "Some banks say the business day ends at 2 p.m., so you need to check that information in their disclosure boxes."
Weinstock says you also should find out the bank's process for handling deposits and withdrawals. Most banks process deposits first, then the withdrawals from the same day, but others credit deposits last.
"Some banks handle the largest withdrawals before smaller ones that come in on the same day, which can make it more likely that you'll overdraw multiple times," Weinstock says.

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How large a balance is needed to avoid fees?

How high are the fees for out-of-network ATMs?

What are the overdraft protection options?

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