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Teletalk Bangladesh Ltd 2G Postpaid BROADBAND INTERNET DATA PLAN

Teletalk Bangladesh Ltd 2G PREPAID MOBILE INTERNET
 
 
 
Tariff/Charges:
 
Data Volume AMOUNTS VALIDITY PERIOD SUBSCRIPTION CODE
5 MB
Tk.2
1 day
D1
20 MB
Tk.8
2 days
D2
30 MB
Tk.15
7 days
D3
250 MB
Tk.80
15 days
D4
500 MB
Tk.120
15 days
D8
1 GB
Tk.180
30 days
D5
2 GB
Tk.280
30 days
D9
25 GB
Tk.600
30 days
D6
 
  VAT applicable  
  ::Note:
  • To subscribe any 2G Prepaid Data Plan, write “Subscription Code” and send to 111. For example, to subscribe Monthly 1GB Data Pack, write D5 and send to 111.
  • After exhaustion of data pack within validity time 1paisa/15KB will be charged. After validity period if any other data pack is not subscribed by the way of recursion or by manually, Pay Per Use policy will be applicable till subscriber subscribes to any other data plan.
  • If any volume is not used during the validity period, it will expire and will not be carried over to the next cycle.
  • For Unlimited package, fair policy will be applicable.
  • To check the Usage of Volume Bundled Package write 'u' and send SMS to 111.
  • SMS Charge not applicable.
  • 15% VAT will be included.
 
 
2G POSTPAID DONGLE DATA PLAN
 
 
DATA VOLUME AMOUNTS USAGE VALIDITY SUBSCRIPTION CODE
1 GB
Tk.175
30days
F16
4 GB
Tk.300
30days
F18
30 GB
Tk.600
30days
F20
 
  VAT applicable  
  ::Note:
  • To subscribe to any postpaid data plan, write "Subscription Code" and send to 111. For example, to subscribe to monthly 1GB Data Plan, write F16 and send to 111.
  • The ongoing package will be recursive, that means if balance remains available data pack will repeat itself for the next cycle until it is changed.
  • After exhaustion of data pack within validity time 1paisa/10KB will be charged. After validity period if any other data pack is not subscribed by the way of recursion or by manually, Pay Per Use policy will be applicable till subscriber subscribes to any other data plan.
  • If any volume is not used during the validity period, it will expire and will not be carried over to the next cycle.
  • For Unlimited Package, "Fair Usage Policy" will be applicable.
  • 15% VAT will be included.
 
 
Configuring your mobile handset for using Data Service:
 
Service Type APN IP Port(optional)
Data Service wap 192.168.145.101
(Only if set is WAP enabled)
9201
 

You can get your mobile handset settings for data services using SMS service:

The handset configuration of data service can be got by sending SMS to 738. SMS sending procedure is described below:

Write "set" and send SMS to "738".

In reply SMS you will get a configuration file. Please save the configuration file in your handset. In the time of saving the file please use a pre-configured password 1234.

NOTE: Right now the configuration file supports all Nokia Handsets and Android-based Smart Phones.

For Details Internet & MMS Settings Click here.

Teletalk Bangladesh Ltd 3G PREPAID BROADBAND INTERNET DATA PLAN

Teletalk Bangladesh Ltd
3G PREPAID BROADBAND INTERNET DATA PLAN
informations collected from teletalk official site :)
Tariff/Charges:
-->
SPEED UPTO DATA VOLUME SUBSCRIPTION FEE USAGE VALIDITY SUBSCRIPTION CODE
256 kbps
40 MB
Tk.25
3 days
D35
500 MB
Tk.200
30 days
D13
1 GB
Tk.175
10 days
D14
2 GB
Tk.400
30 days
D15
4 GB
Tk.600
30 days
D16
25 GB
Tk.1050
30 days
D17
512 kbps
5 MB
Tk.2
01 day
D56
20 MB
Tk.8
01 day
D18
100 MB
Tk.50
05 days
D37
1 GB
Tk.160
10 days
D19
1 GB
Tk.260
30 days
D31
2 GB
Tk.350
30 days
D20
3 GB
Tk.425
30 days
D38
3 GB
Tk.1000
6 Months
D36
5 GB
Tk.600
30 days
D21
10 GB
Tk.825
30 days
D22
30 GB
Tk.1500
30 days
D32
1 mbps
40 MB
Tk.20
03 days
D51
300 MB
Tk.100
07 days
D52
1 GB
Tk.260
10 days
D23
1 GB
Tk.320
30 days
D53
2 GB
Tk.425
30 days
D24
4 GB
Tk.750
30 days
D25
8 GB
Tk.1000
30 days
D26
30 GB
Tk.2500
30 days
D33
2 mbps
5 GB
Tk.1200
30 days
D54
7 GB
Tk.1600
30 days
D55
10 GB
Tk.2200
30 days
D27
30 GB
Tk.5000
30 days
D28
4 mbps
8 GB
Tk.3000
10 days
Activated Manually
20 GB
Tk.6500
10 days
Activated Manually
 
  VAT applicable  
 
::Note:
  • To subscribe any 3G prepaid data plan, on SMS option Type “subscription Code” and send to 111. For example, to subscribe Monthly 2GB Data plan for 512kbps speed, Type D20 & send to 111.
  • After exhaustion of data pack within validity time 1paisa/15KB will be charged. After validity period if any other data pack is not subscribed by the way of recursion or by manually, Pay Per Use policy will be applicable till subscriber subscribes to any other data plan.
  • If any volume is not used during the validity period, it will expire and will not be carried over to the next cycle.
  • The default data speed is up to 512kbps and can be enhanched up to 2Mbps as per data bundle pack.
  • For Unlimited package, fair policy will be applicable.
  • To check the Usage of Volume Bundled Package write 'u' and send SMS to 111 and to know the balance dial *152#.
  • SMS Charge not applicable.
  • 15% VAT will be included.
 
 
3G POSTPAID BROADBAND
 
 
 
Tariff/Charges:
 
SPEED UPTO USAGE AMOUNTS VALIDITY SUBSCRIPTION CODE
256 kbps
3 GB
Tk.350
30 days
F1
7 GB
Tk.650
30 days
F2
30 GB
Tk.1050
30 days
F3
512 kbps
1 GB
Tk.220
30 days
F21
3 GB
Tk.410
30 days
F4
5 GB
Tk.600
30 days
F22
7 GB
Tk.750
30 days
F5
12 GB
Tk.900
30 days
F6
16 GB
Tk.1150
30 days
F7
35 GB
Tk.1500
30 days
F8
1 mbps
5 GB
Tk.750
30 days
F23
10 GB
Tk.1300
30 days
F9
20 GB
Tk.2000
30 days
F10
40 GB
Tk.3000
30 days
F11
2 mbps
10 GB
Tk.2500
30 days
F12
20 GB
Tk.4000
30 days
F13
4 mbps
20 GB
Tk.6000
30 days
Activated Manually
 
  VAT applicable  
 
::Note:
  • To subscribe to any post paid data plan, write 'subscription code' and send to 111. For example: subscribe to monthly 3GB data plan with 512kbps speed, write F4 and send to 111.
  • After exhaustion of data pack within validity time 1paisa/25KB will be charged. After validity period if any other data pack is not subscribed by the way of recursion or by manually, Pay Per Use policy will be applicable till subscriber subscribes to any other data plan.
  • If any volume is not used during the validity period, it will expire and will not be carried over to the next cycle.
  • For Unlimited package, fair usage policy will be applicable.
  • To check the Usage of Volume Bundled Package write 'u' and send SMS to 111 and to know the bill dial *152#.
  • SMS Charge not applicable.
  • 15% VAT will be included.

Why do men want sex in the morning?

Why do men want sex in the morning while women get frisky at night? Mystery solved

Why is it that a man feels at his sexiest when he wakes up in the morning but a woman wants to go back to sleep? And why, late at night, when a woman is in the mood for love, is her man just lying there, snoring? It all comes down to hormones. Here's why our sex clocks don't always tick in time.

5 AM
Even before a man wakes up, his testosterone levels are at their peak -between 25-50 per cent more than at any other time of the day. That's because the pituitary gland -which governs the production of the male sex hormone -has been switched on in the night and levels have been steadily rising until dawn.
Women also make testosterone -the main sex drive hormone -but produce a fraction of the amount and it rises by only a tiny bit overnight. It is also kept in balance by oestrogen and progesterone. Men need only a normal amount of testosterone to feel like having sex. The raised levels in the morning means most men will wake up two to three times a week with erections.

6 AM
Slept well? A good kip is another reason a man may feel even more amorous in the morning. Studies have found that the longer and deeper a man has slept, the higher his testosterone levels. Research in the Journal of the American Medical Association shows getting more than five hours' sleep can raise male levels by an extra 15 per cent.

7 AM
While a man's levels of sex hormones are at their highest when he wakes up, a woman's are at their lowest. Male and female testosterone levels are at their highest at opposite ends of the day, so they are out of sync, says consultant gynaecologist Gabrielle Downey, of the Sandwell and West Birmingham Hospitals NHS Trust.

Downey says it takes more than hormones to get a woman in the mood, so men need to make an active effort."

Women's hormones rise and fall more over their monthly cycle than through the course of a day. At their height -midway through her cycle -a woman's levels of testosterone will be 30 times higher than at the start.

8 AM
As both sexes get ready for the day, levels of the stress hormone cortisol rise to help them wake up -and dampen the effect of sex hormones. Cortisol, studies show, lowers the sex drive of both men and women.

As the day goes on, men steadily make testosterone. The hormone is needed to trigger muscle growth and sperm production. Levels will fall and rise every 90 minutes through the day as part of the body's in-built clock.

12 Noon
An attractive colleague wanders into the workplace. But it's his nervous system and not his hormones that kick into action.

The sight of someone attractive immediately releases feel-good brain neurotransmitters called endorphins -and triggers blood flow to a man's genitals. Sex hormones take longer to increase. However, when confronted with a sexy person, a man who already has higher testosterone levels is likely to be more flirtatious. Men with more testosterone are also more likely to be found attractive by women, according to researchers at Wayne State University in Michigan, US.

1 PM
Women who catch a glimpse of a hunk at lunchtime, are less likely to be aroused than if a male colleague sees someone he fancies. Instead, studies have found that a woman's testosterone levels are more likely to be boosted by the anticipation of sex with her own partner.

In one study by the University of Texas, women in long-distance relationships gave five saliva samples. The tests were given two weeks before they saw their partners, the day before, before sex, the day after sex and three days after the pair were separated. The women's testosterone levels hit their peak the day before they were due to see their partners again.

6 PM
As evening approaches, men's levels of testosterone start to fall while women's sex hormones gradually rise.

Studies have shown, that an after-work gym session can boost the libido of both genders. Research by scientists at the University of California, San Diego, found men who exercised had a boosted libido.

They also reported having 30 per cent more sex and 26 per cent more orgasms. A University of Texas study showed that women who had 20 minutes of cardio were more aroused by seeing an erotic film than those who had not exercised.

7 PM
When it's time to unwind after a stressful day, even putting on music can affect sex hormone levels. A Japanese study by Nara University found that music boosted testosterone levels "significantly" in women but had the opposite effect in men.

Researchers believe the reason is that music may make women feel more relaxed, bonded and in turn more sexual, while in men it calms their aggression and in turn reduces their levels of testosterone.

8 PM
If an important match is on TV, the results can also affect a man's testosterone. According to a study of saliva tests by the University of Utah, sports fans watching a World Cup game boosted hormone levels by about 20 per cent if their team won.
After a loss in a big game, there was a 20 per cent drop in levels.

By contrast, women are more likely to be affected by actually playing sport rather than watching it.

9 PM
By now, a man's testosterone level is dropping to the day's lowest level, while a woman's is heading towards its highest point. But, sexual desire in women is not a simple story.

Downey says, the greatest factor influencing sex drive is body image. If a woman sees herself as unattractive, she is much less likely to want to have sex. Which is why, women with polycystic ovaries, who have increased levels of testosterone, don't have increased libido. They often see themselves as overweight and not attractive -and that feeling over rides their heightened sex hormones.

10 PM
Even though men's testosterone levels are now at their lowest, they are still more likely to have sex in the evening as men's levels are still running higher than a woman's, says Downey. She adds that once they are making love, if a woman's testosterone levels are peaking because of where she is during her cycle -around the 13th day -her orgasms are more intense and they will be felt all over the body.

When the levels are lower, her climaxes are less intense and centred mainly around the sexual organs.

-Daily Mirror

10 Sex tips to make long-term sex more exciting

In long-term relationships, it's easy to settle into a routine with your partner that, while may be comfortable, can make your sex life a tad mundane. However, by shaking it up and using these sex tips, you can revive the spark that first brought you two together. Here are a few ideas to consider.








Keep it pretty

First things first, it's impossible to have great sex if you don't feel sexy, so treat yourself to a blowout or some new lingerie, whatever is needed to put the "va-va-voom" back into your step.

Flirt with each other

Make a habit of sending playful, sexy messages to him throughout the day. Make him salivate with anticipation by telling him what you're wearing and what you want to do to him later.

Set the mood

Don't underestimate the power of lighting a few candles. Make sure your bedroom is sexy and doesn't have toys littering it. And turn off the tv

Just kiss

Agree to place a ban on sex for a certain length of time and just kiss and focus on foreplay. Abstaining from sex has the added benefit of charging up both of your libidos.

Surprise him

Don't wear any underwear and let him find out.

Watch an erotic film together

It doesn't have to be porn for it to be sexy. Some favorites: Body Heat, Belle du Jour, Last Tango in Paris, Like Water for Chocolate.

Discover a new position

There are over 60 different positions in the Kama Sutra, so there's no excuse to not try a new one at least once a week!
Top 10 sex positions for mind-blowing orgasms! >>

Share your fantasies

A little role-playing can be fun and it doesn't have to be limited to the bedroom. Start the fun before you even get home by meeting at a bar and pretending you just met.

Get out of the bedroom

Sometimes a change of locale is all that's needed to rev up the action. Try having sex somewhere unexpected; just be careful not to get caught!
If any of the ideas makes you feel nervous, then you should definitely try it first. The great part of being with someone for an extended period of time is that you can fully trust and feel safe with him, so don't hesitate to try something out of your normal comfort zone, especially if it means revving your sex life up!

Married Couple in Be

France vs Germany: World Cup 2014 match preview

Read a full match preview including team news of the World Cup quarter-final between France and Germany at Estadio Maracana, Rio de Janeiro, on Friday, July 4, 2014, kick-off 17.00 (BST) 

France v Germany
Kick-off: 17.00 BST.
TV: BBC ONE.
France (Possible, 4-2-1-3): Lloris; Debuchy, Varane, Sakho, Evra; Matuidi, Cabaye; Pogba; Valbuena, Benzema, Griezman.
Germany (Possible, 4-3-3): Neuer; Hummels, Boateng, Mertesacker, Howedes; Schweinsteiger, Lahm, Kroos; Özil, Müller, Götze.
Referee: Nestor Pitana (Argentina).
Betting: France 11-5, Germany 7-5, Draw 2-1.

Team News
France jave a doubt over defender Raphael Varane, who spent the night in hospital with dehydration following Monday's 2-0 win over Nigeria.
Liverpool defender Mamadou Sakho is fit again after knee problems.
Coach Didier Deschamps should decide between Giroud or Antoine Griezmann in attack.
Germany are without Shkodran Mustafi, who tore his hamstring against Algeria in the last-16 tie.
Christoph Kramer has had what was described by the German camp as a light fever but should be available.
And Mats Hummels, who missed the 2-1 win over Algeria with flu, has recovered and could feature as a replacement for Mustafi.
There were suggestions that Philipp Lahm could be swiitched to full-back to cover for Mustafi, as he did after the defender went off against Algeria, but that appears unlucky.
Lukas Podolski should be available after a thigh problem.
Match Notes
These European rivals know each other well and the rivalry goes back to 1931, but they last met in the World Cup in 1986 when West Germany won 2-0 in the semi-final.
Previously was the infamous game that ended in a penalty shoot-out after a 3-3 draw and the incident in which France's Patrick Battiston was shoulder-charged by German keeper Harald Schumacher.
France say they are fired up for the tie and the prospect of playing Brazil or Colombia in the semi-final.
Certainly there is a unity within the French squad rarely witnessed in recent tournaments, and that could carry them through.
Stat of the game: In 25 previous clashes, France have won 11 to Germany's eight successes, with six drawn. In terms of goals scored, Germany have the edge, with 42 to France's 41.


Chile journalist Jhendelyn Nunez shows her bra after Alexis Sanchez goal against Brazil

Chilean stunner Jhendelyn Nunez showed her colours when star forward Alexis Sanchez scored the equaliser against Brazil - by flashing her bra.
The journalist was clearly delighted when Sanchez fired home to cancel out David Luiz's opener
Stunner: Jhendelyn Nunez shows her support for the Chile national team 
Stunner: Jhendelyn Nunez shows her support for the Chile national team
Single show: Unfortunately Chile were only able to find the net once, and lost on penalties
Inspiration: Alexis slots home the goal that led to Nunez's topless celebration in Belo Horizonte
Nunez lifted her shirt to show a bra emblazoned with the Chile flag.
Brazil went on to win the game on penalties after the visitors hit the crossbar in the last minute of extra time - who knows how Nunez would have celebrated if her side had won!

World Cup quarter-finals: Sportsmail's lowdown on the eight remaining teams

Ahead of this weekend's quarter-finals, Sportsmail's experts in Brazil run the rule over the eight remaining teams at the World Cup...
 
FRANCE
Strengths: There is a balance that somehow works. Not the best side on paper but sum of their parts may be greater than the rest.
Weaknesses: Patrice Evra is often exposed; Blaise Matuidi and Paul Pogba are red cards waiting to happen; and Olivier Giroud has struggled.
Can they win it? Probably not. Could beat Germany, but could struggle if they face Brazil in the semi-finals.
Key man: Yohan Cabaye. If he imposes himself on the game, the rest falls into shape.
GERMANY
Strengths: They have the world’s best keeper in Manuel Neuer. In midfield they have unlimited attacking options.
Weaknesses: The indulgence of captain Philipp Lahm in the centre. He should be playing full back. Defence is vulnerable and they will be beaten by the best teams.
Can they win it? No, they will come up short.
Key man: Toni Kroos. More passes than any other player so far at the World Cup. He is the heartbeat of the team.
BRAZIL
Strengths: Neymar, especially now he is fit for Friday night’s game. Wide man Hulk is improving and David Luiz and Thiago Silva can look solid.
Weaknesses: Over-reliant on Neymar; Fred as a target man; Oscar not imposing himself; the nerves that may overwhelm them — it’s a long list.
Can they win it? Yes, but only because there is a determination not to fail.
Key man: Neymar. When he plays, they function; when he’s denied space, they falter.
COLOMBIA
Strengths: Incisive passing, speed down the flanks, clinical finishing. Coach Jose Pekerman has worked out a system to mitigate the absence of Radamel Falcao.
Weaknesses: Mario Yepes has been imperious but at some point the 38-year-old defender will be exposed. The back four is yet to be tested.
Can they win it? The heart says yes, the head says Brazil will end the fairytale.
Key man: The star of the World Cup, James — that’s Hamez — Rodriguez.
ARGENTINA
Strengths: Same as they ever were: Lionel Messi and that array of attacking options. That said, in reality the difference between them and the others all boils down to one man.
Weaknesses: Defensively they are a shambles at times. A really good side, who can dominate possession against them, will expose that.
Can they win it? Yes. They are finding a way to win despite their problems.  
Key man: Everything starts and finishes with Messi.
Weight of expectation: Messi is the man Argentina hope will deliver them the World Cup 
BELGIUM
Strengths: Rarely concede and boast lots of match-winners. Have the capacity to get much better.
Weaknesses: Players like Kevin de Bruyne, Eden Hazard and Kevin Mirallas are all gifted, but sometimes play like they’ve never met each other before.
Can they win it? Perhaps, if they can build on what they have and keep their defensive line strong.
Key man: Vincent Kompany. They aren’t the same team without their composed captain.
HOLLAND
Strengths: They have match-winners and a smart coach who has convinced them they’re better than they are. Players like Arjen Robben and Wesley Sneijder can turn games.
Weaknesses: They lack quality throughout the team. Their defence isn’t good enough to get the job done at this level.
Can they win it? We may have seen the best of them already. Could struggle against a top side.
Key man: Robben. Has gifts that most players can only dream of.
COSTA RICA
Strengths: Hungry and energetic with terrific spirit. Joel Campbell’s pace and Bryan Ruiz’s craft build on a strong defensive base.
Weaknesses: The element of surprise is wearing a little thin. Oscar Duarte will miss the quarter-final through suspension and they are not deadly in front of goal.
Can they win it? It would be a fabulous story but — no.
Key man: Keylor Navas. The keeper has been inspirational. He is an athletic shot-stopper who commands his area.






Most Interesting sex facts

Did you know?

Think you know everything there is to know about sex? Think again! SheKnows shares 20 interesting sex facts that will blow your mind.

Don't get all crazy!

The vibrator was originally invented in the 19th century as a way to reduce "hysteria." That seems a little extreme. However, we do not recommend testing that theory by taking away a woman's vibrator to see if she goes into a hysterical fit. That's just dangerous.

Swarms of swimmers

Your average healthy man produces approximately 300 million sperm in just a teaspoon of his semen. However, it only takes one little swimmer to fertilize a woman’s egg.

Like it

Forget post-coital cuddling! According to a poll by consumer electronics site Retrevo.com, 36 percent of people under the age of 35 check their Facebook and Twitter accounts after a roll in the hay. Hopefully, they are not posting any pictures!

Get some!

Think men get laid more than women? Wrong! According to Men’s Fitness, women have sex 17 percent more often than the average guy. Go girls!

Make it last

Even though the male O seems to get all the attention, it turns out the women get the last laugh when it comes to climaxing. The average female orgasm lasts 20 seconds — 14 seconds longer than the male's six-second O.

Orgasms are good for you

Orgasms are good for your health! They can lower a woman's risk of heart disease, stroke, breast cancer and even depression. So have sex and get happy!

Sexercise

Sex counts as a workout! During 30 minutes of active sex, you burn about 200 calories.

Get hot

Even though straight women reported only being aroused by men, researchers at the Queen's University in Kingston, Ontario, found that most women in a study became aroused by every sexual stimulus they saw — including nude male and female bodies, heterosexual and homosexual sex and even animal sex.

That's not so bad

When aroused, people are not as likely to think things are disgusting, according to a study published in the online journal PLOS ONE.

Use your brain

Researchers at Rutgers University, who used fMRI scanners to find out exactly what happens in your brain when you're aroused, found that different regions of the brain became activated in response to stimulation of the vagina, cervix, clitoris and nipples.

Don't hold it

Ever notice that it's kind of tough to go pee right after sex? Your body releases an antidiuretic hormone when you orgasm, which prohibits you from going potty as easily as usual. Just don't hold it for too long, or you could risk infection.

Just one

Most of the time, a woman only releases one egg per month.

Teen sex

According to Live Science, by the age of 19, a whopping 70 percent of American teenagers have already had sex.

Hold on... I've got to take this

Mom can multitask! According to a survey, at least 12 percent of women admitted to using their cellphones during sex.

The age for sex

The Kinsey Institute estimates that, on average, boys lose their virginity at age 16.9. For girls, the age jumps to 17.4.

Let's talk about sex

People who are more open to talking about sex are actually happier with their sex lives, according to Live Science.

Sexy eating

Think food is sexy? Some people admit to feeling a similar sense of arousal when thinking about food as they do when thinking about sex.

Love your body

According to Live Science, a small study of obese women found that those who accepted their bodies reported better sex. So appreciate your body, or your sex life could suffer!

What a pain!

According to a study published in the Journal of Sex Research, a person's pain threshold significantly increases during arousal.

Take a load off!

According to a study from the University of Groningen in the Netherlands, the amygdala — the part of the brain involved in fear and anxiety — shuts down during a female orgasm. So that brain mush you experience during sex is legit!

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Celebrity Sexting Scandals

So, it's 2014 now, you'd think most boldface names would have gotten the memo: Don't email, text message, or otherwise communicate any pictures or message you wouldn't want getting out, blared on the front page of every tabloid for all the world to see. And yet... the Huffington Post rounds up 44 celebrities who've had technology-related scandals in recent years:

So, it's 2013 now, you'd think most boldface names would have gotten the memo: Don't email, text message, or otherwise communicate any pictures or message you wouldn't want getting out, blared on the front page of every tabloid for all the world to see. And yet... the Huffington Post rounds...
  • A 19-year-old claimed Tony Parker texted her racy pictures, and his marriage to Eva Longoria ended up disintegrating as a result.
  • David Duchovny left wife Tea Leoni after finding explicit texts from Billy Bob Thornton on his wife's phone.
  • Text messages proved to be the downfall of Jesse James' marriage to Sandra Bullock, when Michelle "Bombshell" McGee released racy messages James sent her.
  • Same goes for Tiger Woods, who saw his marriage to Elin Nordegren go down in flames after racy texts to one of his many lovers emerged.
  • One of Woods' paramours, also exchanged dirty texts with David Boreanaz, and they ended up leaking and hurting his relationship with Jaime Bergman.
  • Why in the world did Reese Witherspoon and Ryan Phillippe ever break up? Well, it had to do with phone records between Ryan and Abbie Cornish.
  • Kanye West had the ill-advised idea to take pictures of his private parts and send them to women, who then sold them to media outlets.
  • When nude photos of a woman resembling Blake Lively (even the same tattoo) leaked, however, Lively just claimed they were fake.
  • Scarlett Johansson said it was "sick" when someone hacked her email to grab nude pictures she sent to Ryan Reynolds, which were then leaked to the world at large.
  • Even the Jonas Brothers aren't immune. Joe Jonas is rumored to have made a sex tape with his model girlfriend, but he claims it's not true.
  • When Paris Hilton's phone got hacked, dozens of nude pics were leaked, including some featuring Paris getting intimate with a female pal.

4 ways to stay out of ETF trouble

Exchange-traded funds are open-ended funds that can be bought and sold on a stock exchange. You can think of them as a hybrid version of both stocks and index funds. You buy them using a broker, just like you would to purchase a stock. They consist of a portfolio of securities that are designed to track different indexes, just like index funds.
The first ETF was launched in 1993, and since then they have become very popular with investors. According to BlackRock's December 2013 industry highlights data, the ETF industry has captured $2.4 trillion in assets since 1993. There are almost 5,000 ETFs available.
Used appropriately, ETFs can permit you to assemble a globally diversified portfolio of stocks and bonds, in a suitable asset allocation, at a low cost. Unfortunately, ETFs can be a trap for the unwary. Here are some tips to avoid potential pitfalls.

Avoid high-fee ETFs

A high-cost ETF should be an oxymoron. A primary benefit of buying ETFs is the ability to track an index at a low cost. Unless the ETF you are buying has a lower expense ratio (management fee) than a comparable low-cost index fund, you should consider purchasing the index fund instead.
Just because an investment is designated as an ETF doesn't mean it's low-cost. There are a number of ETFs that have expense ratios in excess of 1 percent. A few have expense ratios that exceed 2 percent. At the other end of the spectrum, ETFs are available with expense ratios as low as 0.04 percent.
When comparing ETFs that track the same index, with all else being equal, you should purchase the lowest-cost ETF available.

Avoid low-liquidity ETFs

Liquidity is an important consideration to make when selecting an ETF. An ETF that is highly liquid will have lower trading costs and be easier to buy and sell than an ETF that is less liquid.
The liquidity of an ETF is affected by many factors. These include the trading volume of the securities that make up the ETF, the composition of the ETF and the trading volume of the ETF itself.
ETFs that invest in large-cap stocks in developed economies, or track broad indexes, are the most liquid, writes William Artzberger, a CFA based in Houston, on Investopedia. For fixed income, ETFs in which the underlying bonds are Treasury bonds or corporate-grade bonds are more liquid than ETFs that hold riskier bonds.

Avoid leveraged and inverse ETFs

The securities industry is incredibly adept at creating new products that encourage trading. Leveraged and inverse ETFs are examples of products that were created to be sold and not bought.
A leveraged ETF seeks to amplify the returns of an underlying index, using financial derivatives. For example, a leveraged ETF that tracks the Nasdaq-100 index might have a 2-to-1 or even a 3-to-1 ratio, and would be structured to return twice or three times the returns of the underlying index. Of course, if the underlying index drops in value, your losses would be increased by twice or three times the losses in the index.
An inverse ETF is structured to benefit from a decline in the value of the underlying index. Depending on the structure of the inverse ETF, investors can earn double or triple the percent of losses in the underlying index.
There are many problems with leveraged and inverse ETFs. The most obvious is they are highly risky investments. Investing in these funds is pure speculation, rather than responsible, long-term investing.
There is also concern about whether or not these funds perform as advertised. A survey of leveraged and inverse ETFs, which was released in the spring 2012 edition of The Journal of Index Investing and authored by Gerasimos Rompotis, concluded that over longer periods of time (more than one day), returns of these funds may not perform as advertised.
Finally, the management fees charged by leveraged and inverse ETFs are among the highest of those levied by all ETFs. For example, a leveraged commodities fund issued by VelocityShares has an expense ratio of 1.65 percent.

Avoid trading ETFs

One of the oft-stated benefits of ETFs is that they trade on an exchange and you can easily buy and sell them, just like stocks. However, John Bogle, founder of the Vanguard group, says this ability to trade is both a blessing and a curse.
The wide array of available ETFs encourages bad investor behavior, like trying to select outperforming asset classes and engaging in in-and-out trading. Bogle believes investing in ETFs should be limited to funds that track broad stock and bond indexes.

10 Signs That You're Ready for Sex

Losing your virginity is a personal choice, and it's your choice alone. Not even your sweetie can make up your mind about whether or not you're ready for sex.   Still, it's not a decision to be made lightly. To help out, here are 10 things that should be true before you have sex for the first time.  If you answer "no" to even one of these, you should hold off till you're really ready.

1. You Know All the Risks

Pregnancy is the risk you might think of first, but there's a whole slew of ugly diseases that sex puts you at risk for. Take the STD quiz and see if you know all there is to know.

2. You Know How to Prevent Those Risks

Pop quiz: what's the best tool for preventing STDs and pregnancy? Are you afraid to talk to your sweetie about the L-word? (You know – lube?) Before you do anything, make sure you read these tips about safe sex.

3. You've Got a Plan If You or Your Sweetie Gets Pregnant

Even if you take every precaution, you can still get pregnant. (Condoms are only effective 85% of the time, after all.) If you're not ready to deal with having a baby or an abortion, then you're not ready for sex.

4. You're Being Legal

Check the age of consent chart to make sure that you and your partner can legally have sex in your state. If you can't do it legally, then don't. The law is there for a reason: to protect you and your partner from what might end up to be a bad idea, emotionally and mentally.

5. You're Both Sober

Drinking impairs your judgment, making you more likely to do something you'll regret the next day. If you're drunk, you're also less likely to use a condom, or to use it the right way.

6. You Trust Your Partner

When you're in a position where someone can have sex with you, you're totally vulnerable. If you have any doubts about how your sweetie will treat you during sex - and the next day, and the day after that - trust your gut and get away from them now.

7. You're Prepared to Have a Terrible Time

The first time you have sex, it might not be romantic, or fun, or even that sexy. In fact, it might be awkward and painful. Here's some more about what to expect for your first time.

8. You're OK With Having Your Partner in Your Life Forever

This doesn't mean you're not allowed to break up. But if something happens - like a pregnancy or an STD - you might have to be in each other's lives a lot longer than you planned.

9. You're Doing It For YOU

You should only have sex if you really want to have sex. Not because your partner wants to have sex. Not because everyone at your school has already had sex. (Some of them are lying. Trust me.)

10. You Know That You Can Still Say "No"

You can say it any time before you have sex - even the second before it - no matter what you've said in the past. It's your body, and you alone are in charge of what happens to it.

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Positions To Help You Last Longer

Are you tired of losing control every time you make love to your woman? Do you want to discover sex positions to help you last longer and that will keep you erect and feeling the good friction without the "Oh no, I'm already at the edge" feeling? Well, today is going to be a very happy day for men out there who get too excited around the vaginal playground. These tips and position suggestions will allow you to delve into your sexual desires without fearing that the finale is just a pump or two away. So, before you burst just thinking about it, we'll get to our positions to help you last longer.

Beyond positions to help you last longer

Keep in mind that it takes more than just sex positions to help you last longer. First off, you need to keep a positive frame of mind. Don't turn it into a self-fulfilling prophecy by continuously telling yourself that you can't do it. You can, especially if you believe you can. If you have some sort of medical drawback, like erectile dysfunction, then these positions to help you last longer obviously won't work for you. Be realistic and get yourself to a professional as soon as you can to optimize your sex life.

Positions can be a game

Turning foreplay into a game of lustful sexual containment can be more fun than the actual sex itself. Make your foreplay last. After all, when have you ever heard a woman saying: "He kisses my lips and goes down on me for way too long?" That's what we thought. Enjoy the time you have together and stop focusing on the actual sex because that'll likely cause you to get more nervous, and end up leaving her in the bathroom with a vibrating shower nozzle. Make it a total body experience, not just a penis one — oh, and learn to please her in the shower as well.

Lasting longer can mean some one-on-one

You've all heard it before: Practice makes perfect. Don't be shy guys, you did it when you first discovered that something other than urine comes out of your penis, and you can do it now. Masturbation is not a four-letter word (there we go, stating the obvious) and if you want to understand your own waterworks, you're going to have to play the "getting to know you" game with yourself. By stroking yourself and figuring out at which point you feel like ejaculating, you can learn how to maintain your erection and avoid premature incidents. Also, you can bring yourself to the point where you feel like you're about to lose it and stop yourself until the feeling goes away. Keep it up until an adequate amount of time has passed and then let the rivers flow freely.
Now, let's move on to the positions to help you last longer Before we dive head-first into the positions to help you last longer (and you know which head we'm talking about), keep in mind that what might work for some may not work for others. The whole point of it is trial and error, along with positive thinking.

Last-longer position 1: This is your mission

Perhaps it is not the most explosive of sexual positions and, hey, it may not even merit the "Best Position in the Bedroom" award. This position, nonetheless, is most helpful for men who want to prolong coitus.
Missionary position - Credit: The Player's Guide
Speaking of coitus, you can try practicing coitus interruptus, which entails deliberately withdrawing your slimy guy from her vagina prior to ejaculation and holding it. Soon afterward, you may insert your little guy back in and continue on your merry way. Remember that the instant she lifts her legs in the air or you lift your own body, you may end up feeling more intense sensations. We, therefore, recommend that you begin with body-to-body missionary and slowly work your way up with variety.

Last-longer position 2: Face me

Another great position that'll help most men last longer in the sack is the "sitting inside each other" position. You sit with your legs crossed and she sits atop you doing the same and controlling the tempo.
Sitting position - Credit: The Player's Guide
The great thing about this position is that you get to rub her back or pull her by the shoulders and suck on her breasts with ease. As well, she can bite into your neck or rub your back while you both enjoy a constant sexual pace. When you become accustomed to this situation and learn adequate penis control, then you can give her some new instructions and get her to squat up and down on your member while she puts her hands on your knees for balance.

Last-longer position 3: Ride 'em cowgirl

Although some guys lose control, considering they don't have any power when the woman on top does all the maneuvering, many men find a woman's back-and-forth thrusting (rather than up and down) very comfortable.
Riding position - Credit: The Player's Guide
Allowing her to take control of the situation can help you concentrate on keeping your orgasm at bay. As well, you get to watch your sweetheart bounce around while she does her thing. Once the thrusting thing becomes child's play for you, you can try letting her squat. But be warned: The squatting position is likely to make you lose your mind (and your semen) a lot faster. That's because her vagina tends to hug your penis rather tightly, and your genitals and hers are the only two body parts that are touching.

Last-longer position 4: Front-to-back

This position should usually be reserved for morning sex. With her back facing you, lift up one of her legs and insert yourself inside her warm fleshy area.
Spooning position - Credit: Player's Guide
Although the initial feeling may be that of tightness, if you brace yourself, the feeling will become more comforting. Many guys are able to control themselves and last longer in this position.

last longer with these positions

Move slowly and don't rush things. Getting overly excited won't do you any good so just keep things calm and at an unhurried, steady tempo. She'll be impressed with your ability to control yourself. Obviously, these positions won't work wonders for everyone, but they will definitely feel great for many. Remember, if you have a problem, see your doctor promptly and don't play the game of denial. And there you have it, some easy ways to keep her satisfied and get a little satisfaction of your own at the same time.

So maybe you’re not the “One Minute Man” Missy Elliot rapped about in 2001, but if you’re still looking for ways to have longer-lasting erections (and longer-lasting sex), you’re not alone. Sex experts agree that it’s one of the most common things men are insecure about—but they’re not always using the right methods. “Of course all men have their own extending technique, from thinking about football or baseball or counting backwards in their heads,” says A.L. Harper, a sex expert and former editor of a UK-based men’s magazine. “However, these distraction techniques can result in making them worse in bed because they aren't paying attention to their partner's pleasure.” If you’re curious to find out the real ways to last longer, we’ve asked three top industry experts to share the advice they give their clients—no Viagra required. - See more at: http://www.mensfitness.com/women/sex-tips/last-longer-in-bed-sex-experts-tell-you-how#sthash.cRPHTVhw.dpuf
It’s no fun for her (and embarrassing for you) when it all ends... too early. We got top sexologists to reveal eight secrets for having longer, better sex. - See more at: http://www.mensfitness.com/women/sex-tips/last-longer-in-bed-sex-experts-tell-you-how#sthash.cRPHTVhw.dpuf
It’s no fun for her (and embarrassing for you) when it all ends... too early. We got top sexologists to reveal eight secrets for having longer, better sex. - See more at: http://www.mensfitness.com/women/sex-tips/last-longer-in-bed-sex-experts-tell-you-how#sthash.cRPHTVhw.dpuf
It’s no fun for her (and embarrassing for you) when it all ends... too early. We got top sexologists to reveal eight secrets for having longer, better sex. - See more at: http://www.mensfitness.com/women/sex-tips/last-longer-in-bed-sex-experts-tell-you-how#sthash.cRPHTVhw.dpuf
It’s no fun for her (and embarrassing for you) when it all ends... too early. We got top sexologists to reveal eight secrets for having longer, better sex. - See more at: http://www.mensfitness.com/women/sex-tips/last-longer-in-bed-sex-experts-tell-you-how#sthash.cRPHTVhw.dpuf
It’s no fun for her (and embarrassing for you) when it all ends... too early. We got top sexologists to reveal eight secrets for having longer, better sex. - See more at: http://www.mensfitness.com/women/sex-tips/last-longer-in-bed-sex-experts-tell-you-how#sthash.cRPHTVhw.dpuf